Forensic Reviews Of Annuities® – Sheridan Wealth Advisors

Forensic Reviews Of Annuities^®

The SECURE ACT of 2019 encourages 401(k) plans to offer annuities.

Fixed Index Annuities are a smart retirement tool for the following reasons:

The SECURE ACT of 2019 encourages 401(k) plans to offer annuities.

Fixed Index Annuities are a smart retirement tool for the following reasons:

They protect principle – You can never lose money.
They protect gains annually – The “High Water Mark” benefit locks in gains and annually resets your baseline so last year’s gain is this year’s new starting point.
They provide guaranteed lifetime income, no matter how long you and/or your spouse may live.
High payout/income rates.
Tax-advantaged growth.
Creditor-proof.
Annual fees have been reduced or eliminated.

Compare them to bonds and the advantage of annuities becomes clear.

There is simply no other secure, guaranteed financial instrument that can provide this kind of safety, higher payout rates, and lifetime income.
If you have bond holdings you plan on using as an income stream in retirement, they’re probably getting 2% to 3% interest. That same money in an annuity will generate 5% to 6% or more! And there’s no point in even discussing how Annuities compare to CDs.