The Long Term Care (LTC) industry has been in a crisis. LTC claims have far exceeded premiums and the care itself is expensive: $75,000- $125,000 per year, and rising.

Carriers have either dramatically raised premiums or pulled out of the market altogether. If you currently have a long term care policy, you’ve likely already received at least one premium increase – and more are on the way.

That’s why you need a Forensic Review to identify reasonable and affordable alternatives for you.

Our Forensic Review can provide alternatives that:

• Guarantee fixed-rate pricing (no more premium increases).
• Replaces the “use it or lose it” characteristic of stand-alone long term care policies.
• Offer Indemnity or Reimbursement benefit plans.

To qualify for a complimentary Forensic Long Term Care Review, you need:

• An existing LTC policy with total benefits of at least $250,000.
• To be 75 years of age or younger.
• To be in reasonably good health for your age.